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Mortgage Calculators

Calculate your mortgage payment, affordability & more

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Loan Programs

Find out which loan program is right for you

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Get pre-approved in minutes with our quick & easy app

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Welcome to AR1 Mortgages, Inc.

Servicing Florida, Georgia, & Texas.
Discover the Difference with AR1 Mortgages, Inc.


AR1 Mortgages understands that your financial needs are unique. That's why we offer a diverse range of products, investment tools, and mortgages tailored to meet your specific requirements. Our unwavering commitment to quality service and personalized attention sets us apart.

Our user-friendly website enables you to securely submit a complete online loan application or pre-qualify for a home loan. Take advantage of our interactive calculators to explore financing options and assess various mortgage scenarios. Welcome to a new era of tailored mortgage solutions with AR1 Mortgages, Inc.

About Us

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

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About Us
About Us

Loan Programs

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.

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Find the Right Mortgage Option for You!

Tools to help you get started

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply Now

Our Secure Application takes about 7-10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

Mortgage Calculators

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.

Loan Programs

Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable rate mortgages.

Step by Step Guide

Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way so you get the best loan option available to you.

What our clients say about us!

Leave a Review
Very professional and proficient with everything.
- Gregor .
Great customer service I highly recommend them
- Kevoan
Ann-Marie Richards is one of the best lenders; you can never go wrong in using her for all your mortgage needs. She always goes the extra mile to ensure you understand the home process. Thank you for always finding a way to get the deal closed. Try her today; you will never be disappointed.
- Latoya W.
So far, so good. Ann Marie has been very informative, helpful, and responsive.
- Justine F.
Smooth process. Ann Marie simplifies everything and makes herself available to answer your questions from start to finish. Thanks a million
- The S.
Ann-Marie Richards is the best lender you will ever find. She will go above and beyond to get your loan close. Try her today. You will not regret using her for all your mortgage needs.
- Latoya .
Excellent customer service, and you can rest assured that you will not leave without you being comfortable environment is clean and comfortable. It was great doing business with Ar1 Mortgages.
- Jossett .
AR1 Mortgages is a company you can trust for all your housing needs. Very helpful and always willing to work with you.
- Lauren H.
Excellent
- Elizabeth .
THERE’S NO ONE BETTER THAN ARI MORTGAGES, THEY BEEN AROUND FOR A VERY LONG TIME NOW AND THE REASON FOR THAT IS BECAUSE THEY’re THE VERY BEST
- Charmane
Very nice people, they are very friendly & helpful. I can recommend them to anyone who needs to get a loan.
- Frantz E.
Very thorough and professional. She makes sure that the client is very satisfied
- Marie-Jeanne .
The service has been just outstanding. And it stayed the same until closing and beyond.
- Jean J.
The service so far has been just outstanding. I hope it stays the same until closing and beyond.
- Jean J.
I have Family who has done business with AnnMarie before and still keep going back because THEY TREAT YOU LIKE FAMILY. THEY ARE Patient, Kind, Attentive, and follow through WITH YOUR BEST INTERESTS AT HEART. I WILL RECOMMEND THEM OVER AND OVER AGAIN,????
- J.G.S
The best service ever.
- Reynold E.
The best mortgage broker in town.
- Rey B.
AR1 Mortgages Inc. Worked hard to get me approved. . She is a professional.
- Myron .
This company is fantastic. They help you, and I’m not honestly leading you. They are indeed about the business. I have shared their information with everyone I know trying to buy a home. Thank you again AR1
- Deborah Q.
Miss. Annmarie is the best of the best. Try her, and you will never regret it. She will get a home for you, no doubt.
- Latoya W.
Hello Annmarie, I just wanted to reach out to you to tell you thanks and say how much I appreciate everything you’ve done to make my purchase possible. I think you went above and beyond, and I can’t say thank you enough. Thanks for being so patient with me and for leaving no stones unturned. I felt like family. I don’t think I could have had a better experience. Thank you again.
- Karen D.
AR1 mortgage inc is one of the best. Out standing mortgage company. I have ever come across what make it different is good customer service I will always recommend this company.
- Beryl .
Great team. Ann Marie is awesome and searches for the best deal for your mortgage
- Shannon
Friendly. Knowledgeable .
- Tracey
Best mortgage company around.
- Natalie C.
The best mortgage company provides reliable service and customer-friendly staff. I wouldn’t trade this company for anything. Super happy I’ve found good people.
- Nadine .
Great team to have on your side, got things done and with some much patience. I recommend AR1 Mortgages to anyone, thank you again.
- Ronald A.
I have worked with Anne and the team for years. She is the best! Has always really taken into consideration my needs and gone above and beyond to ensure they were met. She is very knowledgeable and thorough and keeps me educated and informed throughout the entire process. I have recommended her to several family members and friends and they share the same sentiment. Excellebt
- Alieka S.
I would highly recommend using Ar1 Mortgages for your home buying. They are professional patient and very knowledgeable about all the intricate details when purchasing a house. For a first time home buyer I was very happy with my decision and would advise anyone considering using them to leave their doubts behind and not to worry.
- Larissa
Annmarie is good to work with, she's really awesome she helped you out to the end words can't even explain how good she is, anybody asked her to work they had a good worker.
- Karen .
Competent, and 5 star service
- Nadine .
My experience is one of the best customer service experiences I would recommend to any and everybody.
- Nadine .
I am so grateful for everything that you and Abdulla have done for me I could not have done it by myself, thanks very much.
- SHIRLEY B.
Great company to do business with. Highly recommend
- Danielle
I recently did business with AR1 and it was a wonderful experience. As someone new to the home ownership/purchase process in Florida, I initially had nightmares just thinking about the process. AR1 and in particular Ann-Marie made the process a delight. They, along with my knowledgeable Realtor were on top of everything. It was a wonderful experience - very personable, great customer service and attention to every details. My husband and I agree, that, if we are ever to do it again we would use the same combination. They made it seamless. Thank you very much AR1 - it was a pleasure working with you.
- Megan S.
Ann-Marie Richards was awesome to deal with. Very knowledgeable and professional to deal with.
- Sandy F.
Ann is great at what she does. If I didn't go with her to help me in this process I would be screwed.
- Nadia T.
I just want to express my deepest gratitude to you and your company. I really appreciated your patience and kindness towards me. I know I was a difficult client but you stuck with me and push me forward. I remembered my first time in your office I wasn't hopeful at all. But with God's help, your help and Sophia' s help I made it. I pray that you will continue to be sweet and kind broker, that God will continue to bless you, your family and business. That he will enlarge your borders and your house will never be empty. My daughter and I thank you with all our hearts. Sophia Flowers( new home owner)
- Sophia F.
FORT LAUDERDALE
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